How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is a certificate of financial responsibility filed by your insurer to prove you carry state-required coverage. Most states mandate SR-22 for 3 years after a DUI or major violation.
Non-Owner SR-22
Non-owner policies satisfy SR-22 requirements without vehicle ownership. Required for reinstatement when you don't own a car but need to prove insurance to lift a suspension.
Liability Insurance
State minimum liability covers bodily injury and property damage you cause. Suspended drivers often restart with minimum limits to meet reinstatement thresholds.
Uninsured Motorist Coverage
Protects you when hit by a driver with no insurance. Required in 20 states, and especially relevant for high-risk drivers in regions with elevated uninsured rates.
Non-Standard Auto Insurance
Non-standard carriers specialize in suspended drivers, DUI convictions, and lapsed coverage histories. Rates run 40-80% higher than standard market averages.
